Triac Compliance

The Triac Difference

At Triac, we use experienced professionals, not a rotating bench of associates. That means no repeated hand-offs, no re-explaining, and no time lost to inexperience— just direct, streamlined communication with people who know your compliance needs.

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Direct Access

You work directly with credentialed compliance professionals throughout the engagement.

Real Assurance

Know exactly where you stand against current Federal and State regulations with confidence.

True Partnership

We keep our client roster small so every relationship gets real attention and continuity.

Information Security Risk / Privacy (Gramm-Leach-Bliley Act)

Evaluation of your privacy notices and information-security safeguards against Regulation P, the GLBA §501(b) Interagency Guidelines, and applicable state privacy laws — including incident-response and breach-notification readiness.

Human Resources Department

Information Security Risk / Privacy (Gramm-Leach-Bliley Act)

Reviews of your HR policies and practices — hiring, evaluations, terminations, payroll, and personnel documentation — for consistency and compliance.

Branch Operations

Covers physical security, signing authority, segregation of duties, wire transfer controls, dormant-account handling, and ACH adherence at the branch level.

Note Department

Branch Operations

Focuses on loan document preparation, lending policy adherence, and supervisory controls within the note department.

BSA/AML/OFAC Independent Testing

Independent testing of your BSA/AML/OFAC program, including internal controls, CTR/SAR monitoring, OFAC monitoring, and Customer Identification Program.

General Operations Compliance

BSA/AML/OFAC Independent Testing

Reviews deposit and operations compliance across Reg CC, Reg DD, Reg E, and related consumer protection requirements.

Lending Compliance

BSA/AML/OFAC Independent Testing

Lending Compliance

Reviews lending files and practices for adherence to TILA/Reg Z, RESPA, ECOA, HMDA, UDAAP, Flood, Military Lending Act, and applicable state lending requirements.

Fair Lending

HMDA Scrub & Data Submission

Lending Compliance

Reviews fair lending programs, training, and prior findings under the Interagency Fair Lending Examination Procedures — updated for the CFPB's 2026 shift in Regulation B standards.

HMDA Scrub & Data Submission

FFIEC-mandated data quality checks, annual submissions, and geocoding support for HMDA reporting.

CRA Review

HMDA Scrub & Data Submission

CRA performance review covering lending distribution, assessment areas, and loan-to-deposit ratios.

Non-Deposit Investment Product (NDIP)

Reviews your NDIP program against Federal and State guidelines, including disclosure, suitability, and compensation practices.

Loan Review

Non-Deposit Investment Product (NDIP)

Independent assessment of loan portfolio quality, credit risk, and concentration exposure. Using both quantitative risk analysis and qualitative evaluation, we identify emerging trends, exposure concentrations, and potential areas of concern.

Policy & Procedure

Mortgage Due Diligence

Reviews policy manuals for completeness, currency, and clarity against current regulation, with written comments identifying gaps for your team to address.

Mortgage Due Diligence

Review originated mortgage loan pools for documentation completeness, compliance, and credit quality.

Compliance Services for Financial Institutions

The Triac Difference

Direct Access

Real Assurance

True Partnership

Core Audit Offerings

Select a review offering for more information.

Our Services

Internal Controls

Compliance Services

Compliance Services

Compliance Services

Compliance Services

Compliance Services

Additional Services

Compliance Services

Additional Services

Internal Controls

Information Security Risk / Privacy (Gramm-Leach-Bliley Act)

Information Security Risk / Privacy (Gramm-Leach-Bliley Act)

Information Security Risk / Privacy (Gramm-Leach-Bliley Act)

Human Resources Department

Information Security Risk / Privacy (Gramm-Leach-Bliley Act)

Information Security Risk / Privacy (Gramm-Leach-Bliley Act)

Branch Operations

Branch Operations

Branch Operations

Note Department

Branch Operations

Branch Operations

Compliance Services

BSA/AML/OFAC Independent Testing

BSA/AML/OFAC Independent Testing

BSA/AML/OFAC Independent Testing

General Operations Compliance

BSA/AML/OFAC Independent Testing

BSA/AML/OFAC Independent Testing

Lending Compliance

BSA/AML/OFAC Independent Testing

Lending Compliance

Fair Lending

HMDA Scrub & Data Submission

Lending Compliance

HMDA Scrub & Data Submission

HMDA Scrub & Data Submission

HMDA Scrub & Data Submission

CRA Review

HMDA Scrub & Data Submission

HMDA Scrub & Data Submission

Additional Services

Non-Deposit Investment Product (NDIP)

Non-Deposit Investment Product (NDIP)

Non-Deposit Investment Product (NDIP)

Loan Review

Non-Deposit Investment Product (NDIP)

Non-Deposit Investment Product (NDIP)

Policy & Procedure

Mortgage Due Diligence

Mortgage Due Diligence

Mortgage Due Diligence

Mortgage Due Diligence

Mortgage Due Diligence

No formal RFP? No problem.

Contact us or send us your request in any format, even a short email, and we'll help you shape the scope and build a proposal that fits your bank.

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